Do you have questions on budgeting, saving or how to become debt free?
GCHC Financial Literacy Courses are sponsored by companies and organizations throughout the year and may be open to the public or to previous graduates of the program. We offer:
||Financial Peace University (“FPU”): a 13 week financial literacy video education course (lead by a facilitator) with the average family saving $2600.
||FPU The Next Generation: a financial literacy course for teenagers.
||Money Smart: a course curriculum endorsed by the Federal Deposit Insurance Corporation (“FDIC”).
Check our Calendar and Events section for course dates and registration information.
Learn more about Finacial Literacy.
Do you want to purchase your first home but have little to no money for a downpayment?
You may qualify for our Individual Development Account Program (“IDA”): A comprehensive 6 to 12 month FDIC endorsed financial literacy program entitled “Money Talks” that enables
participants to receive matching funds for a savings account that can be used to
purchase their first home, to open a small business or for higher education.
Participants complete economic literacy and homebuyer education courses, clean up
their credit, establish a budget and savings schedule, and manage their money on a long
term basis. Program participants may be subject to specific income guidelines and limitations. Please check Calendar and Events for course schedules and registration information.
Have you applied for a mortgage which requires pre-purchase Homeownership Counseling?
GCHC is a HUD-approved Housing Counseling Center. We can assist first time home buyers with pre-purchase, one to one counseling required by specific mortgage programs. Contact us at (336)553-0946 for more information and for your appointment.
Learn more about Homeownership Counseling.
Are you currently behind on your mortgage payment?
Through our Foreclosure Prevention/Mortgage Advocate Program (“MAP”), GCHC offers assistance such as financial counseling and loss mitigation for homeowners facing financial troubles.
GCHC partners with lenders, real estate industry and counseling professionals to offer such homeowner advocacy.
GCHC's main goal is to eliminate the shame and intimidation associated with foreclosure and help people keep their homes, but homeowners need to make that first phone call. If you are a Guilford County resident facing foreclosure, please contact
GCHC to set up an appointment to discuss your options. Potential clients will be given a unique identification number to ensure confidentiality.
Our Community Foreclosure Clinics are ongoing and are open to the public. Check Calendar and Events for schedules and registration information.
Have additional questions regarding foreclosure? Refer to our FAQ section and our GCHC Resource Guide.
Learn more about Foreclosure Counseling.
Guilford County residents interested in any of these programs can register online or contact GCHC for more detailed information at (336) 553-0946.